Julia Fonseca
Policy
Impact
International Monetary Fund
World Economic Outlook, Chapter 2: Feeling the Pinch? (April 2024)
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Global Financial Stability Report, Chapter 1: Soft Landing or Abrupt Awakening? (October 2023)
U.S. Congressional Research Service
U.S. Department of the Treasury
Podcasts
The Indicator from Planet Money (NPR)
Featured
Research
and
Commentary
The New York Times
DealBook Newsletter: A Trade War Wrinkle in the Housing Market (June 2025)
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The Housing Market Was Supposed to Recover This Year. What Happened? (June 2025)
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​​U.S. Mortgage Rates Drop Sharply, With 30-Year at 6.47% (August 2024)
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New Home Construction Slows as Mortgage Rates Remain High (June 2024)
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A Huge Number of Homeowners Have Mortgage Rates Too Good to Give Up (April 2024)
Vox
If Interest Rates Go Down, Do Home Prices Go Down? Not Quite (September 2024)
Crain's Chicago Business
Op-Eds and
Columns
MarketWatch
Here’s the key that could unlock the U.S. housing market for buyers and sellers (with Lu Liu; May 2024)​
VoxEU / VoxDev
The real effects of banking the poor: Evidence from Brazil (with Adrien Matray; December 2021)
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Impact of access to banks on development: Evidence from Brazil (with Adrien Matray; April 2022)